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Two Pricing Models

Two Ways to Save.
You Choose.

Pay the lowest rates in the industry with interchange-plus, or eliminate processing fees entirely with dual pricing. No hidden fees, no contracts, no wrong answer.

$0 monthly fee
No contracts
No cancellation fees
No hidden fees
Cancel anytime
Our Rates

Pick the model that fits your business

Two pricing models, three options. Transparent interchange-plus rates for the lowest cost, or dual pricing to eliminate processing fees entirely.

In-Person Payments

Interchange-Plus (In-Person)

Swiped, dipped, or tapped at your terminal. The lowest transparent rates in the industry.

0.20%+ interchange
$0.08 per transaction
$0/month
↓ Save 34% vs. Square
Next-day funding included
EMV chip + contactless (NFC) support
Tip adjustment & tab management
Real-time transaction dashboard
Chargeback management tools
PCI compliance assistance
Dedicated account manager
Most Popular
Zero-Cost Processing

Dual Pricing (Zero-Cost)

Your customer pays a small service fee on card transactions. You keep 100% of every sale.

$0processing cost
No per-transaction fees
$0/month
✓ You pay $0 in processing fees
Compliant signage provided free
POS handles it automatically
Works for any business type
Next-day funding included
Real-time transaction dashboard
Dedicated account manager
Switch to interchange-plus anytime
Online Payments

Interchange-Plus (Online)

E-commerce, invoices, keyed-in, and phone orders. Transparent rates, no bundled markup.

0.30%+ interchange
$0.15 per transaction
$0/month
↓ Save 38% vs. Stripe
Next-day funding included
Hosted payment page & checkout
Shopping cart integrations
Recurring billing & subscriptions
Advanced fraud detection
Virtual terminal included
Dedicated account manager
Instant Estimate

Calculate Your Savings in Seconds

Select your monthly volume and average ticket size to see how much you're overpaying.

Monthly Projection
-100% Cost
Your Monthly Savings
$757/mo
Square Cost
$757
Renegade Cost
$0
$9,086 Annual Savings
Back into your pocket.
Estimates based on typical interchange rates
How It Works

How Dual Pricing Works

Three simple steps. Your prices stay the same. Your processing costs drop to zero.

1

Set your regular prices

Keep your prices exactly the same as today. Nothing changes on your menu, shelf tags, or website.

2

Card customers see a small service fee

When a customer pays by card, a small service fee (typically 3-4%) is automatically added at checkout by your POS.

3

Cash customers pay the listed price

Cash and debit customers pay your listed price. You pay $0 in processing fees either way.

Live Comparison

Example: $100 Purchase

Cash Customer Pays
$100.00
Listed Price
Card Customer Pays
$103.50
3.5% Service Fee
You Keep
$100.00
Either Way
Pricing Transparency

What is interchange-plus?

The fairest pricing model in the industry. We strip away the hidden fees and show you the true cost of every transaction.

The Math is Transparent

Example: $100 Visa Swipe
Interchange (Visa's base cost)$1.65
Card Network Assessment$0.14
Renegade Fixed Markup$0.28
Your Total Cost$2.07
Savings vs Square-$0.63

Square would charge you $2.70 for the same transaction. That's 30% more for the exact same service.

Flat RateCommon

Square and Stripe charge ~2.9% on everything. On a debit card that costs them 0.5%, they pocket the 2.4% difference. You're subsidizing their massive profit margins.

Tiered PricingOpaque

Transactions get bucketed into "qualified" or "non-qualified" tiers at the processor's discretion. Guess which tier most transactions end up in? The most expensive one.

Interchange-PlusThe Winner

The actual cost set by card networks plus a small, fixed markup. Predictable, transparent, and always the lowest possible rate for your business.

Head-to-Head

How Renegade stacks up

A side-by-side look at what you actually pay. No spin, just numbers.

ComparisonSwipe to compare
Feature
Renegade
Dual Pricing
Renegade
Interchange+
SquareStripeToast
Pricing ModelDual pricing / cash discountInterchange-plusFlat rateFlat rateFlat rate
Your Processing Cost$0IC + 0.20% + $0.082.6% + $0.102.7% + $0.052.49% + $0.15
Online RateN/A (in-person only)IC + 0.30% + $0.152.9% + $0.302.9% + $0.303.5% + $0.15
Monthly Fee$0$0$0$0$0 - $165
ContractNoneNoneNoneNone1-3 years
Early Termination Fee$0$0$0$0Up to $10,000
Funding SpeedNext day (free)Next day (free)1-2 days (instant: 1.75%)2 days (instant: 1%)1-2 days
Compliant Signage
Provided free
N/AN/AN/AN/A
Dedicated Account Manager
$$$+ plans only
PCI Compliance Help
Included
Included
Self-serveSelf-serve
Included
Effective Rate (avg.)0%~1.7%2.6%2.9%2.49%
See detailed comparison:

Rates as of March 2026. Competitor rates from their published pricing pages.

The Fine Print (There Isn't Any)

Fees we will never charge you.

Most processors pad their revenue with junk fees. Here's what you'll never see on a Renegade statement.

Monthly Fee

$0, always

PCI Compliance Fee

$0, always

Statement Fee

$0, always

Batch Fee

$0, always

Annual Fee

$0, always

Setup Fee

$0, always

Cancellation Fee

$0, always

Regulatory Fee

$0, always

Just honest, transparent pricing. As it should be.

New Business? No Problem.

We don't require processing history. Whether you filed your LLC yesterday or have been in business for 20 years, you get the same transparent rates. Most processors reject startups — we welcome them.

Pricing FAQ

Questions about our pricing

Yes, dual pricing (also called cash discounting) is legal in all 50 states. It is different from surcharging, which has varying state-by-state regulations. With dual pricing, you set a standard price and offer a discount for cash payments. We provide compliant signage, receipt formatting, and POS configuration so everything is handled correctly from day one.
See Your Real Numbers

Get a free savings analysis in 24 hours

Upload your current processing statement and we'll show you a line-by-line comparison of what you're paying now versus what you'd pay with Renegade — on both pricing models.