Renegade Payments vs Clover:
An Honest Comparison
We'll show you exactly how we stack up — and where Clover might actually be the better fit.
Feature-by-feature breakdown
A side-by-side look at how Renegade Payments and Clover compare across core metrics.
Where each processor wins
We believe in honesty. Here's where Clover has the edge — and where we do.
Where Clover Wins
Hardware variety
Mini, Flex, Station, Station Duo, Go — Clover offers purpose-built hardware for every business type, from mobile vendors to full-service restaurants.
App marketplace
500+ apps in the Clover App Market. Add loyalty programs, time tracking, advanced reporting, and industry-specific tools without switching systems.
Fiserv backing
Subsidiary of Fiserv ($20.5B revenue parent company). That means enterprise-grade infrastructure, global scale, and long-term stability.
4M+ devices sold
Massive install base means a proven platform. Clover is one of the most-deployed POS systems in America with constant improvement driven by scale.
All-in-one POS
Inventory management, employee management, customer engagement, and reporting built into a single integrated system out of the box.
Where Renegade Payments Wins
Transparent pricing
Clover rates vary wildly by reseller — the same terminal can cost 2x more depending on who sells it to you. Our pricing is published, consistent, and transparent.
No contracts
Many Clover resellers lock you into 3-year contracts with expensive termination fees. Renegade Payments is month-to-month. Leave any time with zero penalties.
No hidden fees
Clover resellers are notorious for adding PCI fees, statement fees, batch fees, and annual fees that weren't in the original quote. We have zero hidden fees — ever.
Dedicated support
With Clover, your support experience depends entirely on which reseller sold you the system. With Renegade Payments, you get a named account manager who picks up the phone.
AI-powered rate monitoring
Interchange tables change twice a year. We automatically optimize your rates when they do. Most Clover resellers never touch your account after the sale.
Built for empathy and merchant empowerment.
Savings by monthly volume
Here's what businesses actually save when switching from Clover to Renegade Payments, based on typical reseller pricing.
Assumes in-person payments at a $35 average ticket. Clover Basic plan on clover.com: 2.6% + $0.10 (published rate, October 2026). Renegade Payments: estimated interchange (1.80% + $0.10) and card-network fees (0.15% + $0.025) passed through at cost, plus our 0.20% + $0.08 markup. Actual interchange depends on your card mix.
Verified Client Experiences
See what real clients say about service, rates, billing, funding, onboarding, and switching support.
Switching over from Elavon was seamless. Someone was always there to walk us through the details and support us every step of the way. We've saved thousands of dollars a year in processing costs.
Their team delivers true customer service whenever you need them. On top of that, in all our time in business, no one has ever been able to beat their rates.
With Renegade Payments, the deposits are consistently faster, which makes managing our day-to-day cash flow so much easier for the shop.
See your exact savings
in 30 seconds
Upload your current statement or tell us your monthly volume. We'll show you exactly how much you'd save switching from Clover.