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Honest Comparison

Renegade vs Clover:
An Honest Comparison

We'll show you exactly how we stack up — and where Clover might actually be the better fit.

Head-to-Head

Feature-by-feature breakdown

A side-by-side look at how Renegade and Clover compare across core metrics.

ComparisonSwipe to compare
Feature
Renegade
Interchange+
Clover
Pricing ModelInterchange-plusVaries by reseller/ISO (often tiered)
In-Person RateIC + 0.20% + $0.08Typically 2.3%–2.6% + $0.10 (varies wildly by reseller)
Online RateIC + 0.30% + $0.15Typically 3.5%+ (varies by reseller)
Monthly Fee$0$14.95+ (varies by plan and reseller)
ContractsNone — cancel anytimeOften 3-year through resellers
Early Termination Fee$0$250–$500+ (common with reseller contracts)
PCI Compliance Fee$0 (included)$0–$99/year (depends on reseller)
Funding SpeedNext-day1–3 business days (varies by reseller)
Hardware CostFree terminal program$49 (Go) to $1,799+ (Station Duo)
Customer SupportDedicated account managerDepends on reseller — often hard to reach
Best ForBusinesses wanting transparent, low-cost processingBusinesses wanting versatile POS hardware
Effective Rate on $25K/mo~2.00% ($500)~2.80% ($700) (typical reseller rates)
The Full Picture

Where each processor wins

We believe in honesty. Here's where Clover has the edge — and where we do.

Where Clover Wins

Hardware variety

Mini, Flex, Station, Station Duo, Go — Clover offers purpose-built hardware for every business type, from mobile vendors to full-service restaurants.

App marketplace

500+ apps in the Clover App Market. Add loyalty programs, time tracking, advanced reporting, and industry-specific tools without switching systems.

Fiserv backing

Subsidiary of Fiserv ($20.5B revenue parent company). That means enterprise-grade infrastructure, global scale, and long-term stability.

4M+ devices sold

Massive install base means a proven platform. Clover is one of the most-deployed POS systems in America with constant improvement driven by scale.

All-in-one POS

Inventory management, employee management, customer engagement, and reporting built into a single integrated system out of the box.

Where Renegade Wins

Transparent pricing

Clover rates vary wildly by reseller — the same terminal can cost 2x more depending on who sells it to you. Our pricing is published, consistent, and transparent.

No contracts

Many Clover resellers lock you into 3-year contracts with expensive termination fees. Renegade is month-to-month. Leave any time with zero penalties.

No hidden fees

Clover resellers are notorious for adding PCI fees, statement fees, batch fees, and annual fees that weren't in the original quote. We have zero hidden fees — ever.

Dedicated support

With Clover, your support experience depends entirely on which reseller sold you the system. With Renegade, you get a named account manager who picks up the phone.

AI-powered rate monitoring

Interchange tables change twice a year. We automatically optimize your rates when they do. Most Clover resellers never touch your account after the sale.

Built for empathy and merchant empowerment.

Real Savings

Savings by monthly volume

Here's what businesses actually save when switching from Clover to Renegade, based on typical reseller pricing.

SavingsSwipe to compare
Monthly VolumeClover Cost
Renegade
Cost
Monthly SavingsAnnual Savings
$10,000$280$200$80$960
$25,000$700$500$200$2,400
$50,000$1,400$1,000$400$4,800
$100,000$2,800$2,000$800$9,600
Merchants Who Switched

Still not sure? Hear from merchants who left Clover.

"My Clover reseller quoted me 1.79% but my effective rate was 3.2% after all the hidden fees. Statement fees, PCI fees, batch fees — it added up fast. Renegade's pricing is exactly what they quoted. No surprises."

TG
Tony Garcia
Owner, Garcia's Barbershop — $12K/mo volume

"I was stuck in a 3-year Clover contract with a $500 termination fee. When it ended, I switched to Renegade immediately. The difference? $200/month savings and an account manager who actually answers the phone."

KM
Karen Mitchell
Owner, Mitchell Dry Cleaning — $25K/mo volume

"Clover's hardware is great but the processing rates through my reseller were highway robbery. Renegade set me up with a compatible terminal and cut my processing costs by 30%. Same POS features, way less cost."

BL
Brian Lee
Owner, Lee's Pet Supply — $40K/mo volume
Ready to Save?

See your exact savings in 30 seconds

Upload your current statement or tell us your monthly volume. We'll show you exactly how much you'd save switching from Clover.